Many merchants are under the assumption that just because they are sending level 3 transaction detail they are automatically getting level 3 interchange. I often talk to merchants who are unwilling to engage in a conversation and state ” I have level 3 processing and were good”

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Level 3 processing is an advanced method of processing Business and Government transactions. Level 3 processing allows vendors/merchants to lower credit card processing costs by providing additional information while processing a credit card transaction. Level 3 data consists of PO number, Customer Codes, and Product Descriptions, Interchange discounts are available when this information is provided.…

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Level 3 or line item detail is information you would generally find on an invoice that is passed along with the payment transaction.

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Merchants who sell to the Government or other businesses should know the basics about level-3 processing. Level-3 processing is generally not discussed when merchants are evaluating merchant service providers. This is a big mistake and could be costing your business thousands of dollars monthly.

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Revolution Payment Systems is a full service payment provider for Business-to-Business (B2B) and Business-to-Government (B2G) companies that require a provider who can support the qualifications required for Level-2 and Level-3 Processing

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