If your business falls under one of the following SIC codes you can take advantage of CPS Retail 2 Emerging Market Interchange.
CPS/Retail 2 (Emerging Markets) Eligible: Government (MCC 9399, 9211, 9222), Schools (MCC 8220, 8211, 8299), Insurance Companies (MCC 6300, 5960), Fuel Dealers (MCC 5983), Child Care Services (MCC 8351), and Direct Marketing Subscription Merchants (MCC 5968). MCCs 5960 and 5968 requires CPS/CNP or CPS/E-Commerce qualification. Eligible for Debit Only: Telecommunication Services (MCC 4814), Real Estate Agents and Managers-Rentals (MCC 6513), Charitable Organizations (MCC 8398), and Cable, Satellite, and Other Pay Television & Radio Services (MCC 4899).
Interchange 1.45% + .05
Consumer Credit, Rewards and Signature cards must be CPS qualified for CPS/Retail, CPS/Retail Key Entry, CPS/Card Not Present, CPS/E-Commerce Basic or CPS/E-Commerce Preferred
Non-Regulated Consumer Debit
Consumer Debit and Prepaid cards must be CPS qualified for CPS/ Card Not Present, CPS/E-Commerce Basic or CPS/E-Commerce Preferred.
Non-Regulated Consumer Prepaid
AVS4 optional for CPS/Card Not Present, CPS/E-Commerce Basic or CPS/E-Commerce Preferred.
• Regulated Consumer Debit/Prepaid