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Revolution Payments
  • About Us
  • Level 3 Processing
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    • B2B Credit Card Processing
    • Fuel Oil & Propane Payment Processing
    • Grocery Store Processing
    • Pay at the Pump Credit Card Processing
    • Utility Payment Processing
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Commercial Data Rate II /Level 2 processing

July 31, 2015

Entering level II data on commercial and business transactions can reduce your interchange costs on your commercial, government (GSA), fleet and purchasing transactions.

Commercial Data Rate II Not Eligible: Travel and Entertainment – Restaurants (MCC 5812), Hotels (MCC 3501-3999, 7011), Car Rentals (MCC 3351-3500, 7512, 7513, 7519), and Passenger Transport (MCC 3000-3299, 4511, 4112).

Below are requirements, however they only apply to MasterCard, Visa has  separate requirements for level 2 processing which we will cover in a future blog.

  • Key-enter transaction, obtain customer’s signature when transaction is face-to-face.
  • Obtain and pass 1 valid electronic authorization.
  • Settle within 2 days
  • Must pass Level II Data
  • Authorization and settlement MCC must match
  • Level 1 – 4 apply to Business Core, World Business and World Elite Business cards. The level will be determined by MasterCard cardholder spending limits.

Below you can see the differences on interchange from including level 2 in

Corporate Data Rate I – Corporate C DATA I 1048 2.65% + $0.10
Corporate Data Rate I – Business C DATA I B 7845 2.65% + $0.10
Corporate Data Rate I – Purchasing C DATA I P 7846 2.65% + $0.10
Corporate Data Rate I – Fleet C DATA I F 7847 2.65% + $0.10
Corporate Data Rate II – Corporate CDATA II C 1047 2.50% + $0.10
Corp Data Rate II – Business CDATA II B 1649 2.00% + $0.10
Corp Data Rate II – Fleet CDATA II F 1648 2.50% + $0.10
Corp Data Rate II – Purchasing CDATA II P 1647 2.50% + $0.10
Corp Data Rate II Petroleum CDATAIIPET 1693 2.05% + $0.10
Corp Data Rate II Petroleum Business DATAIIP B 8024 2.00% + $0.10
Corporate T&E II – Corporate CORP T&E 2 1004 2.55% + $0.10  
Corporate T&E I – Corporate CORP T&E I 1002 2.70% + $0.00

Visa provides much more savings for entering level 2 transaction detail. Revolution Payments has over 20 years experience

working with companies who sell to other businesses or the government, were here to answer any questions you may have about level 2 or level 3 processing.

Give us a call at 888 790 3450 or email [email protected] revolution-payments.com

To receive a no obligation statement analysis fax a copy of your last months statement to 877.901.3181

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Posted in B2B Merchant Account and tagged b2b, b2b payments, best program for level 3 processing, fleet card processing, gsa payment acceptance, high ticket interchange program, large ticket advantage, level 2 data, Level 3 Processing, level II interchange rates, line item detail, qualify for level 2 rates, recommended for level 3 processing
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