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Level 3 Processing Explained

By Sean Jones | April 20, 2018

Visa and MasterCard apply a surcharge for B2B & B2G credit card transactions processed without level 3 payment detail. Visa & MasterCard use interchange rates to determine how much you pay to accept a credit card.  For business-to-business (B2B) and business-to-government (B2G) purchases, these interchange fees fall into one of 3 processing categories — Level…

Level 3 Processing

By Sean Jones | April 20, 2018

Anyone accepting credit cards knows processing fees cut profits. But…did you know…B2B and B2G transactions fall into one of three interchange categories; Level 1, 2 and 3? The higher the level, the lower the rate. Visa & MasterCard reduce rates for transactions including Level 3 detail. What is Level 3 Processing? It means passing line-item detail; information generally…

Capture Levels II and III data when accepting commercial cards

By Sean Jones | April 5, 2018

Capturing level II and Level III payment data on B2B and B2G transactions, can lower your overall cost of accepting these cards by 30%-40%. Business,  government, fleet, commercial, and purchasing cards are used just like personal credit and debit cards. However, they carry higher interchange rates due to the additional functionality, features and capabilities they…

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Level 3 Processing

By Sean Jones | March 20, 2018

Why you should consider level 3 processing if accepting B2B and B2G payments.   The bulk of the fees businesses pay to accept credit cards goes back to the card issuing banks, NOT credit card processors.When you accept a credit card from a business or government w/o level 3 payment detail, it qualifies at different…

ISO’s/Agents Please Read if using Gotobilling AKA Omnifund Gateway

By Sean Jones | March 8, 2018

We became aware last Friday that Omnifund started charging resellers clients using their gateway 6 basis points on their total credit card processing volume. To top it off, they are corresponding with our merchant services clients, asking for processing statements, and telling them they can switch to them and eliminate the fee increase. This type…

Level 3 Payment Processing

By Sean Jones | February 22, 2018

Why should you consider including level 3 line item detail on credit cards you accept from other business or government? The short answer is, not doing so, you pay about 1% more than you should on every credit card you accept. To understand why level 3 credit card processing is so important you have to…

GSA SmartPay | Ghost Cards

By Sean Jones | February 7, 2018

We have a lot of government vendors  that inquire about needing the ability to process GSA SmartPay Ghost Cards. A ghost credit card is nothing more than a virtual credit card. Government agencies, corporations, and other large employers use ghost credit cards as an alternative to issuing credit cards to employees.  Each employee uses a…

Helping Government Contractors & B2B Merchants Reduce Transaction Cost for Accepting Commercial Credit Cards

By Sean Jones | January 4, 2018

Government Contractors and Vendors can reduce the cost of accepting Government and Commercial credit cards by as much as 40% with Revolution Payments value enhancing payment technology Revolution Payments, the leader when it comes to Level-3 payments. Our specialized payment solutions are  helping Government Contractors and Vendors Reduce the cost of accepting government and commercial credit…

 Level-3 Payment Processing Merchant Account

By Sean Jones | January 2, 2018

 Level-3 Payment Processing  Merchant Account Reduce Your Credit Card Processing Fees with A   Level-3 Payment Processing Merchant Account.  Businesses/Government Vendors & Contractors can substantially reduce their monthly credit card processing fees with a  Level-3 Payment Processing   Merchant Account from Revolution Payments. Visa & MC created special “interchange” rates to support P-cards by reducing your interchange rates…

What is Level 3 Processing?

By Sean Jones | December 13, 2017

  I’m sharing a secret banks won’t reveal….a technology that’ll increase your profit margins on your B2B & B2G transactions by up to 1.5%, regardless of your current rate. Anyone accepting credit cards knows processing fees cut profits. But…did you know…B2B and B2G transactions fall into one of three interchange categories; Level 1, 2 and…