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Glossaries

Learn merchant terms quickly by searching through the information available below.

Third-Party Processor: A Third Party Processor is an independent processor that is contracted with by a Bank or Processor to conduct some part of the transaction processing process.
- Some of these Third Party Processors specialize in running and hosting networks of Point Of Sale (POS) terminals connected to their Host via dial out modem; they produce the software in the POS terminals as well as in their host, and route authorization requests to Visa or MasterCard as needed (MAPP, MDI, FDR, for example).
- Other Third Party Processors specialize in the Settlement of credit card transactions with Visa and MasterCard so that merchants can be paid (FDR for example).
- In the world of Internet Credit Card Processing, the Secure Payment Gateway Provider is another type of Third Party Processor.

Transaction fees: Every time you accept a card and enter it into either a terminal or accept it over the Internet a fee is charged to connect to the Processors Computer System either thru 800 numbers or a gateway via the Internet.

Value Added Reseller (VAR): Third-party vendor that enhances or modifies existing hardware or software, adding value to the services provided by the processor or acquirer.

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"What's your effective rate?"

Calculate your "true rate" by entering the information below. Include Visa, MasterCard and Discover. Exclude American Express.

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The result is your true rate or overall effective rate. It includes all amounts you pay to Visa, MasterCard and Discover (interchange rates), as well as your Processor's fees.

Is your true rate higher than you anticipated? If so, your profits are affected. Call Revolution Payment Systems at 1-888-790-3450, and let us show you how you can reduce those fees.

Scoreboard Report:

Revolution provides you a very powerful and free tool to track your key business metrics and trends. For up to 36 months of volume, you get a clear view of payment types average purchases and number of transactions.

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